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Ascend Financial Planning In The News

Women Building Wealth- Take Control of Your Cash Flow

An Ongoing Educational Workshop for Women
That Meets The Second Tuesday of Every Month

Cash flow management is the lifeblood of your financial life and is essential to the health of your wealth. The concepts covered will help you adhere to your spending guidelines to provide you with better peace of mind.

In particular, we will discuss:

Creating a cash flow plan than in consistent with your values
Assessing your satisfaction in key areas of your life
Prioritizing how your paycheck is spent.
A multi-bucket approach to ensure you are staying on track.

Tuesday, February 14th, 2012
8:00am to 9:15am

Irmo Chamber of Commerce
1248 Lake Murray Blvd.
Irmo, SC 29063

Attendance is limited to the first 10 RSVPs.
Reserve your space today at (803) 331-3721 or email laura@ascendfinancialplanning.com.

	Laura talks about the European debt crisis and how it affects us here at home. Watch the video.
	Laura talks about how to invest prudently in your business while making sure you have properly diversified other investments. Read More.
	Laura interviewed about the impact of loss of tax exempt status on the municipal bond market. Read More.
	Laura explains the reasons why women are better investors and provides tips for women to improve their financial fitness. Watch the video.
	Laura is profiled for her social marketing efforts in Financial Planning Magazine. Read More.
	Laura discusses how to save big on a wedding on WLTX. View the video.
	Laura talks about how retirees can protect themselves from market volatility. Read More.
	Laura discusses the importance of proper emergency funding in today’s uncertain economy. Read More.
	In a tough economy prioritization of goals is essential. How can Baby Boomers pay for college without breaking the bank? Read More.
	Laura provides her perspective in this Mainstreet article about the worst advice several readers received in the past. Read More.
	Market Mayhem Advice – Laura talks about “Operation Twist” and the 5 financial mistakes you want to avoid now. View the video.
	Laura gives viewers some financial literacy quizzes. Most Americans score a “D”. Do you pass? View the video.
	Laura talks about the challenges that face the “Millennial generation”.
	Why a rollover from your 401K may not make sense. Read more.
	Laura talks with WLTX about what is causing the current market turmoil and the possibility of a second recession. Read the article and then view the video – part 1 and part 2.
	Laura explores common retirement myths and realities for young investors and baby boomers on WLTX. View the video.
	Laura uses Carolinaopoly to talk about how the debt ceiling affects South Carolinians. Read more.
	About the Future of Those Social Security Benefits – Laura discusses how she incorporates potential reform into her Social Security projections for clients. Check it out.
	How to Declare Your Financial Independence – Laura provides some tips for young adults to wean themselves off of their parents financial support. Read the article here.
	5 Things to Do Today for Better Financial Health – as part of the expert series by GeoBeats. Click to view.
	How to Get Out of Debt – Luckily, financial planner Laura Scharr-Bykowsky stopped by News19 at 5:00 am Monday with some great tips on paying off debt. Here are some of her pointers.
	How to Plan Around Social Security’s Falling Value – Laura Scharr of Ascend Financial Planning in Columbia, SC, discounts projected client benefits based on different age brackets. Read the article here.
	Laura provides tips on how to motivate yourself to invest for the future and how to prioritize investing when you are on a tight budget.
	Laura is interviewed about tips for a successful first meeting with your financial advisor in Time is on Your Side: Tips for a Successful First Meeting with a New Financial Advisor.
	Mainstreet.com provides tips for spring cleaning your finances. Laura talks about when and how to check your credit report.
	What a Girl Wants – Why Financial Planning and Retirement Planning is Different for Women Women tend to want to invest more conservatively yet they have lower SS and pension benefits and have a greater risk of longevity. This podcasts talks about how women need to consider this issues to protect themselves in retirement.
	The Desperate Finances of Desperate Housewives If you watch the Bravo Housewives of series you have seen the women who seemingly have no money problems face financial struggles due to the financial crises. Clearly the rich were not immune from the downturn. There are many financial lessons to be learned from these women and their sagas. How can you learn from their mistakes and be a “Smart Housewife” as opposed to a “Desperate Housewife?”
	How to Share Economic Reality with Kids As parents we want to make our kids happy but we may be ignoring our retirement goals or sending them inappropriate messages about fiscal responsibility. Here are some tips to set expectations with your kids and remain focused on your financial goals.
	How to Gain investors Trust In this article from Investment News, Laura discusses how she gains trust with her prospects through spending time up front in the initial “get acquainted” meeting to really connect and listen to clients so she can better understand their goals and dreams.
	How to Avoid 401K Loans and Hardship Withdrawals Tough financial times have forced Americans into considering tapping into their 401Ks to reduce debt and or solve their short term cash flow problems. But this can be a huge mistake. Here are some ways to avoid dipping into your retirement funds.
	Are You Spending in a Purposeful Way? Most Americans spend their take home pay with little awareness. In contrast, the wealth builders establish a purposeful budget. What is it? It is a spending plan that aligns with your most important values, goals, and visions for your life.
	Increased Trend in Hourly, Fee-only Planning People are looking for objective advice that is low cost and that provides them with control. You may be surprised that not all advisors are alike. They do not have to make recommendations that are in their clients’ best interest. Fee only providers are fiduciaries to their clients. Laura discusses how to find a fee only CERTIFIED FINANCIAL PLANNER™ practitioner that will be a fiduciary to you.
	The Psychology of Money: Are You Hiding From Your Finances? Women tend to be emotional about money. They receive messages from childhood and society that can affect their behavior in a way that will reduce their investment returns. Knowing these patterns exist is the first step to improving your financial success.
	Advisors Warn of Haiti Scams When disaster strikes there are unfortunately scam artists that want to take advantage of charitably inclined individuals. Here are some tips to protect yourself from falling prey to these fraudsters.
	Investing for Success: Tips for Women to be More Financially Savvy Laura joins Columbia area planners to offer some tips and strategies for women to be financial savvy and ahead of the game for every stage and phase of their lives.
	Are You Ready for Retirement? Research shows that the average American is woefully unprepared for retirement. Here are four myths about retirement that may make you rethink whether or not you are on track and some suggestions to improve your chance of success.
	Checkup Alert Laura offers ten steps to improve your financial life. This financial health screening identifies areas that you may want to focus on to set yourself on track for financial freedom. Take the quiz to see if you are financially fit or in need of financial life support.
	Financial Makeovers for the New Year Laura and her fellow colleagues at the Garrett Planning Network offer some tips to improve your financial health and prioritize areas of your financial life in the New Year.
	Your Money NAPFA Bus Tour Laura is interviewed during the National Association of Personal Financial Advisors regional bus tour. She and other local fee only financial planners donated their services for the day to provide insight and advice to people in the local Columbia area.
	Financial Planning Provides Peace of Mind For The Future In this article Laura discusses the importance of the financial planning process and how working with a planner can help simplify all areas of your financial life so that you can reach your heartfelt goals and dreams.