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All written content on this site is for informational purposes only. Opinions expressed herein are solely those of Laura Scharr-Bykowsky, President, Ascend Financial Planning or her editorial staff. Information, resources and material offered are believed to be from reliable sources, and no representations are made as to their accuracy or completeness. Ascend Financial Planning has no control over the accuracy or content in websites found through the links within. All information and ideas should be discussed in detail with your individual advisor prior to implementation. Fee-only financial planning and investment advisory services are offered by Ascend Financial Planning, a registered investment advisory firm in the state of South Carolina. The presence of this website on the internet shall in no direct or indirect way be construed or interpreted as a solicitation to sell or offer to sell securities or investment advisory services to residents of any state other that the state of South Carolina where otherwise legally permitted or where an exemption or exclusion from such registration exists. We are legally empowered to provide investment advisory services to residents of South Carolina.